My Credit Manager + ID Protect Terms of Service

Effective: 5/7/2023

MY CREDIT MANAGER + ID PROTECT IS A THIRD-PARTY PRODUCT AND SERVICE THAT IS OWNED, OPERATED AND CONTROLLED BY A PONCE BANK THIRD-PARTY SERVICE PROVIDER WE HAVE PARTNERED WITH TO IMPROVE YOUR BANKING EXPERIENCE.

Acknowledgment

You understand that by signing up for these third-party products and/or services, you are providing “written instructions” to Ponce Bank and its applicable third-party service providers      and each of its employees, agents, subsidiaries, affiliates, contractors, third party data sources and suppliers, and all other credit reporting agencies under applicable law, including, but not limited to, the Fair Credit Reporting Act (FCRA), as amended from time to time, to access your credit files from credit reporting agencies and to exchange information about you with such credit reporting agencies in order to verify your identity and to provide products and/or services to you. You agree and hereby authorize the applicable third-party service providers, their agents and employees to provide your personally identifiable information (or, if applicable, information about your child you have enrolled) to other third parties. You waive any and all claims against     Ponce Bank and its third-party service providers, and each of their agents and employees for the acts or omissions of these third parties with regard to the use or disclosure of such information. You further authorize the applicable third-party service providers and its agents and employees to obtain various information and reports about you (or your child that you have enrolled, if applicable) in order to provide the products and/or services, including, but not limited to, address history reports, name and alias reports, criminal reports or sex offender reports, and to provide monitoring and alerts.